..:: Protection ::..

Protection products range from life assurance to private medical insurance and everything in between

Life assurance

If there was a machine that generated 25,000 per year most people would insure against its loss. Yet a breadwinner earning 25,000 is rarely insured to cover such loss. For example 25,000 a year less tax and deductions might equate to £20,000 net income. To generate £20,000 per year at a generous interest rate of 5% would need a lump sum of £400,000.
How many people are insured for such an amount?
To provide such cover need not be overly expensive and a mixture of different policy types should be able to provide sufficient cover within a normal family budget.

Income Protection

This is especially relevant for the self employed and employees who are not paid during periods of sickness.

This can again be expensive cover but costs can be significantly reduced and should be affordable if benefits deffered. An interview with one of our advisers will quickly establish this fact in most instances.

Business Protection

share protection, keyman protection as well as various group schemes for employees are all alreas our advisers can discuss and provide advice on.

Home Insurance

Have you got the right type of cover for your home and contents?
Is your premium competitive?
Many people allow there mortgage provider to deal with this type of protection at inflated premium rates our advisers will provide you with all the relevant information in order for you to know what you are covered for and to ensure that the premium is competitive